![]() ![]() Subscribe via email here How To Make A Budget Binder (you can get Quicken here)ĭon’t miss a post! Get this blog delivered by email. I would say do whatever method that engages you and really makes you aware of your spending and saving. I’m not completely old school…I do pay all the bills that can be paid online and I use Quicken as my check register and just download our transactions every day. Some people keep their budgets in an Excel spreadsheet, some use online programs like Mint or YNAB, some use Quicken, some use the envelope method (click here for a detailed description of how this works) and some people don’t care and do nothing and it all works out for them… or not □ I know it’s “old school” to use pencil and paper but that’s how I like doing it. We’ll continue to re-evaluate it each month and tweak it as necessary. ![]() So now I’m going to try setting up our basic budget from June-May and see how that works. Yep, an extra $400 a month!! I almost cried when I saw that! I never know how these two things will go! Sometimes things stay pretty much the same and sometimes, like this year, we’ll be paying close to $200 more per paycheck for medical (plus a high deductible) starting June. The only problem I realized is that, for my family at least, I would often have to re-do our family budget mid year because my husband’s company has our medical insurance running June – May and every year the options get worse and the cost is more! It’s also the time that our mortgage company re-evaluates our escrow account for taxes which affects our mortgage payment. There’s nothing like a shiny New Year to get you motivated to make changes and be more organized! I know that most people set up a basic budget in January for the year. Please see our Disclosure Page for more information. Read on to learn how to make a budget binder for yourself!ĭisclosure: This post may contain affiliate links to Amazon and/or Etsy, which means that I may earn a small commission from some of the links in this post. So my first project was to re-organize our budget (you’ll find out why as you read on) and I made a household budget binder! I also have a list of free printable financial planning pages at the end of this post that I will frequently update. I plan on doing that! But I also think summer is a good time to do a little organizing since I do have more free time and I will have more hands available to help me did do some projects. Getting a good handle on your regular expenses will help with sporadic income when it does arrive so that you have a “hit list” of where that money will go rather than spending wildly in the meantime and in between time.This is my summer of organization! I know most of you are thinking summer is the time to relax and take it easy. Begin with either what your family earned in the prior year for income or known income. If you don’t have regular income, that’s OK. Seven FREE Printable Christmas Budget FormsĪ quick word to the wise.FREE Printable Menu Planner & Grocery List.Included among the other handy items we’ve created to help your Debt Slaying Journey are: Monthly Budget and Money Expenditure Log (Black & White)ĭon’t forget all of the other resources available on the FREE Printables tab on the upper right menu bar.Monthly Budget and Money Expenditure Log (Color).We’ve attached them a few different ways so you can pick and choose which files you want to print. You can choose to print in primarily black and white or in purple (what else would a royal love?). Both the budget form and money expenditure log will help you do that. It’s always the perfect time of the year to begin evaluating your finances and getting your spending under control. There’s space for the areas specific to you. I’ve brainstormed every category I could to help you think through every area of spending. Just getting started in the budgeting process? I’m so excited to offer a FREE cute printable budget form to kickstart your efforts. You can read our story in Slaying the Debt Dragon: How One Family Conquered Their Money Monster and Found an Inspired Happily Ever After. UPDATE: There are now all new budget forms in editable PDF form go check out All New: FREE Printable Budget Forms You Can Edit.īudgeting helped us pay off $127K in debt.
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